Supporting an incarcerated loved one financially can make a significant difference in their well-being, as many necessities and privileges within the prison system come at a cost. From hygiene, to education, and clothing items, helping your loved one can be one a great way to show you are there for them. Here are some ways to provide financial support effectively and responsibly:
1. Understand Their Needs
- Commissary Purchases: Inmates often need money for snacks, toiletries, and other personal items not provided by the facility.
- Phone Calls and Communication: Funds may be needed to cover the cost of phone calls, emails, or video visits.
- Educational or Legal Resources: They may require financial help for courses, books, or legal aid.
2. Set Up an Account for Funds
- Prisoner Trust Accounts: Most correctional facilities allow inmates to have a trust account where you can deposit money. Check the facility’s website or contact them for specific instructions.
- Third-Party Services: Some facilities use services like JPay, Western Union, or Access Corrections to facilitate deposits.
3. Budget for Sustainability
- Determine how much you can afford to send regularly without straining your finances.
- Be clear with your loved one about what you can provide to manage expectations.
4. Monitor Spending
- Some facilities provide ways to view how funds are being used, ensuring the money is spent wisely.
- Discuss spending priorities with your loved one to avoid misuse.
5. Provide Alternatives to Cash
- Send Approved Packages: Instead of cash, send care packages with approved items, if allowed by the facility.
- Pay for Specific Services: Cover the costs of phone time, video visits, or educational programs directly.
6. Stay Aware of Facility Rules
- Every prison has its own rules regarding money deposits and allowable items. Familiarize yourself with these to avoid complications.
- Avoid sending unauthorized items or cash directly, as this may violate regulations.
7. Encourage Self-Sufficiency
- If your loved one has opportunities to work within the prison, encourage them to save a portion of their earnings for future needs.
8. Seek Support for Yourself
- Providing financial support can be emotionally and financially taxing. Connect with support groups or organizations for families of incarcerated individuals for advice and assistance.
By providing thoughtful financial support, you can help ease your loved one’s time in incarceration while maintaining your own financial stability.